How does it work?

Using the GPS data and your smartphone’s sensors the Parrot app analyses driving behaviour. It works online and even off-line, i.e. even in areas or situations where 3G or 4G data network is not available. The app records, what are called, Harsh Incidents, i.e., incidents of sudden acceleration, sudden braking, sudden lane changes and phone usage while driving.

It also takes into account factors like driving during night or day, total driving duration, the weather conditions and so on. All the information collected during the trip is sent to our powerful servers in the backend.

Once the trip finishes our Parrot Analytics engine, using very sophisticated mathematical models, boils down all the information about the trip into a number out of 100 called a Trip Score i.e., score of how well you drove on that trip.

Each quarter i.e., every 90-day period starting from the date of policy purchase, the Trip Scores of multiple trips gets collated and normalised into a Parrot Score.

Parrot Score determines the P-Rewards that you get for the quarter. Redeem P-Rewards for a cashback from LinkAja or for Sodexo vouchers. Over the year you can earn back up to 20% of your annual base premium as you redeem the P-Rewards!!