Products

Parrot currently offers 2 products

  • Parrot Safe Driver comprehensive insurance policy (PSD) for cars and
  • Parrot Safe Rider total loss only (PSR) insurance policy for motorcycles

Parrot policies are underwritten by PT Asuransi Tugu Pratama Indonesia Tbk (Tugu) and marketed exclusively in Indonesia by PT Zen Sung Indonesia (Zensung). 

Like the idea? Well, Parrot has done all the number crunching!
All you need to do is follow 3 simple steps below.

Step 1: Buy Parrot policy

Buy a Parrot policy within 5 minutes from the Parrot mobile app!

The Parrot app is available on the Google Play Store or Apple App Store. You can even test drive the app before buying the policy.

Step 2: Drive Safe

Keep driving safe and meet the simple driving milestones provided by the app. The Parrot app assesses your driving using the latest AI and IOT technology leading to a Trip Score for each valid trip. End of every quarter (i.e., a 90-day period) Trip Scores of multiple valid trips consolidates into a Parrot Score. You get P-Rewards based on your Parrot Score each quarter. 

Step 3: Enjoy the Parrot Rewards!

Redeem P-Rewards for LinkAja cash or Sodexo vouchers instantly! Parrot app helps you with personalised tips to get a great Parrot Score quarter after quarter. Earn back up to 20% of your annual base premium with P-Rewards! 

The PSD and PSR are digital motor insurance policies based on the Tugu Comprehensive Insurance policy for cars and the Total Loss Only policy for motorcycles respectively. With Parrot policies, for the first time, “YOU” play an important role in determining your insurance premium.

Parrot policies offer you all the benefits and add-ons of the Tugu policies at a competitive price AND, for the first time in Indonesia, gives you the opportunity to earn back up to 20% of your base insurance premium just by driving safe! 

Zensung is committed to providing insurance solutions which serve your needs better. Zensung makes driving skill the center piece of the insurance solution rather than relying only on the factors traditionally taken into consideration by the industry.

Towards that, Zensung has acquired driving data of nearly 1,000,000 kilometres across many countries and varied driving environments using the latest AI and IOT technology. This data encompasses 50+ driving variables making it one of the most comprehensive driving knowledge bases in the industry.

After a thorough analysis of the driving data Zensung’s top Data Scientists have created very robust statistical models and algorithms which decode driving behaviour and the risk associated with it. This deep understanding forms the bedrock of an entirely new class of digital motor insurance products. 

Now, your driving behaviour can be analysed and rated for the risk associated with it. This risk rating or what we call Parrot Score becomes a key determinant of your insurance premium. No more force fitting into a peg along with your demographic peers irrespective of how you drive. YOU, therefore determine your insurance premium to a large extent!!