Parrot app

How does it work?

Using the GPS data and your smartphone’s sensors the Parrot app analyses driving behaviour. It works online and even off-line, i.e. even in areas or situations where 3G or 4G data network is not available. The app records, what are called, Harsh Incidents, i.e., incidents of sudden acceleration, sudden braking and sudden lane changes. It also logs phone calls made and answered while driving.

It also takes into account factors like driving during night or day, total driving duration, the weather conditions and so on. All the information collected during the trip is sent to our powerful servers in the backend.

Once the trip finishes our Parrot Analytics engine, using very sophisticated mathematical models, boils down all the information about the trip into a number out of 100 called a Trip Score i.e., score of how well you drove on that trip.

Each quarter i.e., every 90-day period starting from the date of policy purchase, the Trip Scores of multiple trips gets collated and normalised into a Parrot Score.

Parrot Score determines the P-Rewards that you get for the quarter. Redeem P-Rewards for vouchers from Shell Fuel Vouchers or Carbon Credits from Shell Nature-based solutions. Over the year you can earn back up to 15% of your annual base premium as you redeem the P-Rewards! This is over and above the No Claim Discount (NCD) that you are entitled to!